Artigos da tag: credit card basics

Today's question is: What Is The CARD Act? Ask us your credit questions in the comments and find your next card at https://www.creditcardinsider.com/ The Credit Card Accountability Responsibility and Disclosure Act of 2009 gave consumers certain rights, as well as implemented new standards for credit card issuers. Some of the most important features involve the...
Today's question is: How Do Credit Card Issuers Adjust Their Risk? Ask us your credit questions in the comments and find your next card at https://www.creditcardinsider.com/ Credit card issuers give out higher credit limits to less-risky borrowers, and lower credit limits to riskier borrowers. But how exactly do issuers determine how high of a credit limit...
Today's question is: How Often Should I Use My Credit Card? Ask us your credit questions in the comments and find your next card at https://www.creditcardinsider.com/ Is there a right number of times to use your credit card per month? While this won't affect your credit score, not using your credit card for extended periods of...
Today's question is: What is a credit card? Ask us your credit questions in the comments and find your next card at https://www.creditcardinsider.com/ We cover some basics about credit cards, including: - how they are a convenient way to pay for things - the concept of a line of credit or "instant loan" - unsecured vs secured credit cards -...
Today's question is: Can I live off of a credit card? Ask us your credit questions and find your next card at https://www.creditcardinsider.com/ Can a person actually live off of a credit card? You can use your credit cards any way you'd like, but there are definitely some dangers to this approach. Learn what you...
Today's question is: What does it mean when an APR is Variable? Ask us your credit questions in the comments and find your next card at https://www.creditcardinsider.com/ Many credit cards come with a variable APR, but what does this mean? Your APR is the month-to-month interest rate, and it is often based on what is called...