Get A Free Credit Report No Credit Card

To know what you are available to get when it comes to credit as well as to know where you have gone wring and to make a start trying to fix it you will need to get access to your credit report. Unfortunately some people have not been able to do this because they do not have a credit card, but now this has changed as you can get a free credit report no credit card needed.

The benefit to this is that no matter whether you have a card or not you can find out the information that is held about you when it comes to your financial status.

There is a reason besides making money why you have in the past needed card details, and the reason for this is that the company would be able to ensure that the person applying for the details on your account is actually you. People without some kind of authentication would be able to take access to your information no matter who they were.

There is a way around it and this is what some companies now offer, the way they work around the authentication process is that they will send a code to your registered address, just to ensure it is you that is actually requesting the information. Once you have the code, which is usually within a few days, you can then access your pass worded account and add the security code that you have received via mail.

By having this information you will be able to see what information others have about you, where you have gone wrong if that is the case as well as knowing how much credit you would be able to get should you need it. It will also let you see why you may have been refused credit in the past as well as knowing if there has been any fraudulent use under your name.

Fraud is a problem that is increasing and unfortunately even those people who religiously pay any kind of bill and repayment that comes up are having their credit rating scorched, but without access to your report you would not be aware of this for a while, at least by getting such access without a credit card such activity can be dealt with as soon as possible and you will soon be able to have the information on your account that only you are responsible for.

We have not all been perfect when it comes to meeting repayments but you will need to know the information about our habits so that we can start to put this right. You could contact the company and offer to make payments on a regular basis and also contact the people who have your credit information to update it accordingly. This is really useful and important when it comes to your future as repairing this information will mean that you will be able to get credit where you may not have been able to before and even for people who do have credit and debit cards. Not everyone feels comfortable giving this information out so at least there is another option.

Source by Andy Zain

Leave a Reply

Your email address will not be published. Required fields are marked *