Monthly Archives: June 2017

Consistently paying bills on time can increase an individual's credit score, higher Credit Scores can mean lower interest rates on loans and credit cards. Keeping balances close to account limits can also lower a person's Credit Score. Checking your own Credit Report will not lower your Credit Score. Here is a breakdown of credit scores and what categories they generally...
Credit Restoration Consultants basically is a credit service organization. They are basically specialized in the restoration of consumer credit worthiness and also identity theft if any. They are there to assist consumers and provide help to achieve a manageable financial credit profile. Whatever they do is legal as they utilize laws enacted by Congress to dispute negative, incorrect and...
The epidemic of home foreclosures, higher gas and food prices have stretchered the average consumers budget to the max. According to Trans Union and Equifax, national credit scores are steadily dropping at a higher rate than they have seen in the last decade. As a result of the lower credit scores large ticket items, like homes and automobiles, have...
A repossession on your credit report will cause you to pay outrageous interest rates and big down payments. A repossession is a very severe mark. It will remain on your report for seven years. Additionally it will make it difficult to be approved for any new lines of credit. It is possible for you to remove this...
Have you been wondering how you can teach your teen to behave responsibly when using a credit card? No parent wants to see their child get into financial difficulty running up debts that they cannot afford to pay off, yet many of us know from experience how easy it is to succumb to the temptation of thinking that we...
Is this the end for pre-employment credit checks in Illinois!!!The latest press release from the governor's office in Illinois would have you think so. Governor Pat Quinn is touting himself as a hero to the unemployed having just signed a bill into law that he says will "stop employers from denying a job or promotion based on information that...
In today’s American life, credit or a debit card have become a necessity. These plastic cards offer convenience, security and easy expense tracking. Good news is that you can earn free money/ rewards by using these credit cards, which you were going to use anyway. Kinds of Rewards Cash: I personally like this award the most. With cash rewards,...
The UAE credit card market has grown rapidly over last few years, owing to the economic growth of the region. UAE resident accounts for almost 33% of the credit card market in the entire Middle East. Despite handsome growth and reason penetration the credit market is to prone to defaulters. Almost all the renowned international credit cards provider like...
Credit score usually tells about your financial success and a better credit score reveals your goodwill in the market. There are numerous benefits if you uphold good credit score, such as, you have a good reputation in the market, you get loans conveniently, you get good respect, you are regarded as one of the successful persons who can manage...