Monthly Archives: June 2017

MORTGAGE LATES ON YOUR CREDIT REPORT So many of you are facing the reality of being late on your mortgage payment and how it has affected your credit scores. I personally know of folks that had pristine (700) beacon scores, but when there adjustable rate mortgage increased, they could not afford the increased payment. Being good people, they struggled...
Palisades Collections is a collection agency.  They are a subsidiary of Asta Funding. They collect on unpaid phone bills from AT&T and other unsecured debt. There are many reports from individuals that have been contacted regarding an AT&T account these individuals dispute the account ever existed. Palisades has also been accused of violating the Fair Debt Collection Practices Act...
The Company at a glance- Cach LLC also known as CACV operates in the United States of America. With headquarters in Denver, this particular debt collecting firm has diversified in many areas. With the help of experienced attorneys looking into matters related to debt collection this company was christened as Collect America. Services offered by the company with emphasis...
As revealed by Experian India in its Fraud Report 2016, identity fraud in India accounted for 77% of the fraud cases in the first quarter of 2015. In the banking and financial sector, auto loans, mortgage loans and credit cards witnessed the largest number of fraud cases from identity theft in the last year, representing around 85% of the...
Credit card security is a hot topic these days and is something that is on the minds of all consumers. Knowing how to protect your credit cards and information from identity thieves in both the real world and cyberspace are viable concerns. After all, many Internet users consider a purchase on a website to be more risky than a...
A common question most borrowers have is, "how is my loan application evaluated", or "what is an underwriter looking for?" There are 4 main criteria by which an underwriter evaluates a loan: capital, capacity, character, and collateral. The first three relate to the borrower, and the fourth refers to the evaluation of the property. Most of the documentation that...
Giving Total Strangers Your Personal Information----------------------------How often would you say you trust total strangers with some of your most confidential information? I think I can answer this question for just about everyone. The answer is, nearly everyday. To illustrate this, I recently made a list of people or organizations that I have provided the following information to; My social...
If you have had to declare bankruptcy for any reason, it is easy to get overwhelmed by the sheer volume of things to consider. But, getting a credit card after bankruptcy is one of the best ways to begin rebuilding your credit score, if you are careful and selective about choosing the right card and provider. Let's face...